Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The 12 Steps to Living Confidently: Savings and Cash Flow Why is Cash Flow so important to understand? Travel, Without the Baggage Tips to avoid checking in luggage on your next vacation. Social Security: The Elephant in the Room Some people wonder if Social Security will remain financially sound enough to pay the benefits they are owed.