535 Third Street
By Marc Mattarochia
As a best practice, individuals who are concerned with their financial longevity should regularly review the strategies that seek to protect their lifestyle and well being. This can include life, disability and long-term care insurance as well as other wealth protection strategies. When evaluating different types of coverage that may be available through your employer, it is important to understand when and how your coverage can change. Moreover, it is crucial to understand that your coverage at work can be reduced or eliminated altogether, regardless of job status, at your employer’s discretion. Please spend some time with this comprehensive, proprietary checklist as a useful tool for identifying strengths and weaknesses in your strategy. After sharing your findings with your spouse or partner, contact us to schedule a review meeting to determine what, if any, steps may need to be taken to help you plan for protection.
The author is an LPL Financial-registered representative with V&T Wealth Advisors, an affiliate of Cottrill, Arbutina Wealth Management Group. Securities are offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. V&T Wealth Advisors and Cottrell, Arbutina Wealth Advisors are separate from LPL Financial.
He is the lead investment/insurance transition specialist at V&T Wealth Advisors for clients who retire or change employment, and helps manage the firm’s financial education initiative. Contact him at firstname.lastname@example.org or at 724.683.3462.